Is EcuaInsure an insurance company?

No. EcuaInsure is a quote-request referral service. We collect your request and route it to an independent insurance advisor who can compare Ecuador options. We do not underwrite, sell, or service insurance policies.

Does it cost anything to request a quote?

No. The referral is free. The advisor is paid by the carrier only if you choose to bind a policy.

How quickly will I hear back?

Most requests get a first reply within one to two business days by email or phone.

What coverage types can I request?

Health, travel, car, owners (homeowners), and renters (inquilinos) insurance for life in Ecuador.

Where in Ecuador can I get coverage?

Coverage is available throughout Ecuador. Common cities include Cuenca, Quito, Guayaquil, Manta, Salinas, and Loja.

Legal

Privacy Policy

Last updated: June 2026

This Privacy Policy describes how EcuaInsure.Com (“EcuaInsure,” “we,” “us,” or “our”) collects, uses, and protects personal information when you use our quote-request service (the “Service”). By submitting a request through our form, you agree to the practices described below.

1. What we collect

When you submit a quote request, we collect the information you provide directly, including: your name, email, phone or WhatsApp number, date of birth, the city in Ecuador where you live, your coverage interest, the timing of your request, and any notes you add for the advisor. We also automatically receive your IP address and basic request metadata (timestamp, referrer, user agent) from our server logs.

2. How we use it

We use the information to:

Deliver your request to an independent insurance advisor for quote follow-up.
Respond to your questions and follow up on your request.
Improve the Service, including measuring aggregate usage and quote request outcomes.
Comply with legal obligations and enforce our Terms of Service.

3. Who we share it with

EcuaInsure does not sell or rent your personal information. We share your request with an independent insurance advisor (and, where applicable, the carrier or broker the advisor works with) so they can prepare quote options for you. If you arrived through a partner referral link, we share the fact of that referral with the partner so they can be credited, but not the contents of your request.

We also share information with service providers that help us operate the Service (hosting, form delivery, email). These providers are bound by confidentiality and data-protection obligations.

We may disclose information when required by law, court order, or to protect our rights or the safety of others.

4. Cookies and analytics

The Service uses a small number of cookies or local-storage entries for session state, bot protection, and (if enabled) analytics. You can clear them in your browser at any time. We do not use third-party advertising cookies.

5. Data retention

We retain quote requests for as long as needed to deliver the Service, comply with legal obligations, and improve the Service. You can request deletion of your request at any time by emailing us at the address below.

6. Your rights

Depending on where you live, you may have rights to access, correct, delete, or export the personal information we hold about you, and to object to or restrict certain processing. To exercise these rights, email us at the address below.

7. Security

We use reasonable technical and organizational safeguards to protect your information. No system is perfectly secure, and we cannot guarantee absolute security.

8. Children

The Service is not directed to children under 18, and we do not knowingly collect personal information from children.

9. International transfers

EcuaInsure is operated from the United States, and your information may be processed in the United States and other countries where our service providers operate. By using the Service, you understand your information may be transferred outside your home country.

10. Changes to this Policy

We may update this Privacy Policy from time to time. We will post the updated version on this page and update the “Last updated” date.

11. Contact

Questions about this Privacy Policy or our handling of your information can be sent to the contact listed on our quote request page or via the form on the home page.

This page is provided for general information. It is not legal advice. Consult a qualified attorney in your jurisdiction for advice specific to your situation.